No card reader needed

Tap to Pay, right from your phone.

Accept contactless cards, Apple Pay and Google Pay straight from your iPhone or Android phone. No extra hardware to buy, charge or carry around.

Tap to Pay on iPhone with Xantino, hold a contactless card near the top of the phone to pay
No card requiredSet up in minutes
A market trader taking a Tap to Pay payment on iPhone from a customer paying with Apple Watch, no card reader in sight

Everything a card reader does, none of the hardware

Your phone already has what it takes.

No extra hardware

Turn the phone you already have into a card machine. No reader to buy, charge, or leave behind.

Every card & wallet

Accept contactless debit and credit cards, Apple Pay and Google Pay, right at the point of sale.

Funds land fast

Payments settle straight to your connected Stripe account, synced to your reports automatically.

Built into Xantino

Tap to Pay works alongside your bookings, calendar and staff, all in the same app.

How it works

Two iPhones facing each other, one showing Hold Here to Pay and the other showing a card ready to pay with Apple Pay
1

Open the amount

Enter the amount, or take payment straight from a booking or order.

2

Hold to pay

Ask your customer to hold their card or phone near the top of yours.

3

You're paid

Done, the payment's confirmed and synced to your reports instantly.

Payments

Secure payments, simple pricing

Every Tap to Pay payment is processed securely by Stripe, the same payment infrastructure trusted by millions of businesses worldwide. Funds settle straight to your own connected Stripe account.

  • Payments processed securely by Stripe
  • Funds settle to your own connected account
  • Fraud protection and encryption built in

Platform fee

1%

Per transaction on the Free plan. No platform fee at all on Pro and Elite.

Frequently asked questions

Do I need to buy a card reader?

No, Tap to Pay works straight from your iPhone or Android phone. No separate card reader to buy, charge or carry around.

Which phones support Tap to Pay?

iPhone XS or later running a recent version of iOS, or most NFC-enabled Android phones.

Which cards and wallets can I accept?

Contactless debit and credit cards, Apple Pay, Google Pay, and other contactless mobile wallets.

Is Tap to Pay secure?

Yes, payments are processed by Stripe, industry-standard encryption end to end, and card details never touch your phone's storage.

Does Tap to Pay cost extra?

It's included on the Pro and Elite plans, or available as a one-off add-on unlock on Free, either way there's no card reader or monthly reader rental fee.

Do I need an internet connection?

Yes, your phone needs a data or wifi connection to process the payment, the same as any card machine.

Ready to ditch the card reader?

Get started free, connect Stripe, and start taking Tap to Pay payments in minutes.